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Cholesterol Ratio Calculator

Calculate your TC:HDL ratio (total cholesterol to HDL ratio) — a simple measure of cardiovascular risk.

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mg/dL
mg/dL

What is the Cholesterol Ratio?

The cholesterol ratio (also called the atherogenic index) is calculated by dividing your total cholesterol by your HDL cholesterol:

Cholesterol Ratio = Total Cholesterol ÷ HDL

This ratio gives a quick snapshot of the balance between your total cholesterol and protective HDL cholesterol. A lower ratio is better.

Cholesterol Ratio Ranges

Ratio Risk Level
Less than 3.5 Optimal — Low cardiovascular risk
3.5 - 5.0 Acceptable — Average risk
5.0 - 6.0 Borderline — Above average risk
Greater than 6.0 High — Increased cardiovascular risk

Why the Ratio Matters

Looking at total cholesterol alone can be misleading. Someone with high total cholesterol but also high HDL may have a better risk profile than someone with lower total cholesterol but very low HDL.

The ratio captures this relationship. It's a simple way to assess whether you have enough protective HDL to balance your total cholesterol.

How to Improve Your Ratio

You can improve your cholesterol ratio by either lowering total cholesterol, raising HDL, or both:

  • Exercise regularly — One of the most effective ways to raise HDL
  • Quit smoking — Smoking lowers HDL significantly
  • Reduce saturated fat — Lowers total and LDL cholesterol
  • Eat healthy fats — Olive oil, nuts, and fatty fish can raise HDL
  • Maintain healthy weight — Weight loss improves both numbers
  • Limit alcohol — Moderate consumption may raise HDL, but excess is harmful

Track Your Ratios Over Time

LipidScan automatically calculates all your cholesterol ratios and shows how they change over time.

Start Tracking Free